Global Credit

Silicon Valley Bank's creative and comprehensive international financing solutions are designed to expedite collection of payments, manage repayment exposure, and increase your competitive advantage when exporting or importing goods and services. Our solutions are tailored specifically for technology, life science and wine industry companies doing business globally, and have been recognized by the Export-Import (Ex-Im) Bank of the United States. We work closely with world-class partner banks, as well as public and private sector insurers and credit granters.

Our services are designed to increase your working capital, either recourse or non-recourse, and convert your accounts receivable into cash quickly and efficiently.

Ex-Im Bank Working Capital Guarantee Program

Ex-Im Bank's working capital guarantee helps U.S. exporters, working with Silicon Valley Bank, obtain loans to produce goods or services for export. These loans, made by SVB and backed by the Ex-Im Bank guarantee, provide our clients with the liquidity to accept new business, grow international sales and compete more effectively in the international marketplace.

Silicon Valley Bank is the national leader in providing Ex-Im Bank guaranteed working capital loans. We are recognized as a Super-Delegated Authority Lender, able to approve loans and receive an automatic guarantee from Ex-Im Bank for up to $10 million. This is the highest level of distinction awarded by the Ex-Im Bank and reflects our volume and capabilities.

Forfaiting and Accounts Receivable Purchase Program

Silicon Valley Bank's forfaiting and accounts receivable purchase programs maximize your cash flow and minimize your export risks. We work with you to purchase your qualified short- and medium-term trade receivables so you can export with confidence and gain a competitive edge.

These programs are frequently used methods to help clients finance software license payments streams or to customize solutions for medium to long-term contracts with overseas buyers that need extended term financing.

Medium-Term Insured or Guaranteed Financing

Silicon Valley Bank assists exporters by either working with the private market for medium term insurance or through Ex-Im Bank for medium term insurance or guarantees to support financing to creditworthy international buyers. U.S. capital equipment and services may be insured or guaranteed for up to five years, and in special cases up to 15 years, depending upon the contract value. This is a great way to reduce your non-payment risks.